Motorcycle Loan - City Savings Bank




MOTORCYCLE LOAN

Own that dream motorcycle today with our budget-friendly and easy motorcycle loan


FEATURES


LOANABLE AMOUNT
  • P20,000 - P300,000
  • Equivalent to Selling Price (SP) of the motorcycle unit minus the Down Payment
  • Motorcycle’s engine capacity should not be more than 400cc

TWO-WHEELER MOTORCYCLE
Selling Price Down Payment Term (months)
Below 90,000 Minimum of 5% based on SP 6, 12, 18, 24, 30, 36
90,000 and above Minimum of 8% based on SP 6, 12, 18, 24, 30, 36
THREE-WHEELER MOTORCYCLE
Selling Price Down Payment Term (months)
90,000 and above Minimum of 10% based on SP 6, 12, 18, 24, 30, 36, 48

ELIGIBILITY


  • At least 21 years old but not more than 65 years old upon loan maturity
  • For fixed salary employees, self-employed, entrepreneurs, pensioners, clients regularly receiving local or international remittances, and partnerships or corporations

LOAN REQUIREMENTS


EMPLOYED
  • One (1) valid government-issued ID
  • Certificate of Employment (COE) or one month payslip

SELF -EMPLOYED
  • One (1) valid government-issued ID
  • Proof of billing

CORPORATION
  • Security and Exchange Commission (SEC) Registration
  • Articles of Incorporation
  • Board Resolution
  • Business Permit
  • Audited Financial Statement (FS)
SOLE PROPRIETOR
  • One (1) valid government-issued ID
  • Proof of billing

PENSIONER
  • One (1) valid government-issued ID
  • Statement of Account (SOA) with at least One (1) month pension credit

REMITTANCE
  • One (1) valid government-issued ID
  • At least two (2) months proof of remittance within the past six (6) months (remittance slips or bank's statement of account) and one (1) photocopy of payslip or work contract of the remitter
Click on the link

VISIT OUR BRANCHES OR CALL A LOAN RANGER TODAY

Loan Ranger: Bringing CitySavings closer to our customers wherever they happen to be.


APPLY AT YOUR NEAREST BRANCH NOW!

CitySavings Pera Hub

Hindi kailangan. Ang motor na iyong nabili ang magiging collateral para sa Motorcycle Loan.

No, you don’t. The collateral for the loan will be the motorcycle itself.

Para sa mas mabilis na transaction, pumunta sa inyong pinakamalapit na CitySavings accredited motorcycle dealer at maginquire tungkol sa CitySavings motorcycle loan pati na rin ang motor na gusto mo.

For a fast transaction, you can visit your nearest accredited dealers and inquire about the CitySavings option for getting your choice of motorcycle.

Karamihan ng mga kilalang Japanese motorcycle brands tulad ng Yamaha, Honda, Kawasaki at Suzuki ay pwede sa motorcycle loan basta’t ang halaga ay nasa loob ng 20,000 hanggang 300,000 at ang makina ng motor ay hindi lalampas ng 400cc.

We finance top Japanese motorcycle brands as well as other brands as long as the total loanable amount is between 20,000 - 300,000 and the motorcycle’s engine capacity should not be more than 400cc.

Ang CitySavings bank Motor Mo’to na loan sa ngayon ay pwede lang sa mga bago o Brand New na motor ng aming mga partner dealers. Ngunit mayroon kaming mga second-hand na motor sa aming mga warehouses na pwede nyo ring bilhin o hulugan buwan buwan. Para sa mas detalyadong information tungkol dito pwede niyong tanungin ang aming mga CitySavings Motorcycle Loan Sales Associate sa inyong pinakamalapit na partner dealer.

No, the CitySavings bank Motor Mo’to loan is only available for brand new motorcycles from our partner dealers. However, we also have second-hand motorcycles from our ROPA warehouses. For more details you may seek advice from CitySavings Sales Associate in our partner dealer stores.

Pwedeng-pwede mag-apply ang mga self employed tulad ng mga delivery riders, may-ari ng mga sari-sari, maliliit na negosyante etc. Ang kailangan mo lang ipresenta ay isang valid government ID at proof of billing na nakapangalan sa iyo tulad ng electric bill, water bill, internet bill, property rental billing etc. Maaaring hihingan ka pa ng iba pang mga dokumentong magpapatunay ng inyong negosyo.

Yes, self-employed individuals such as delivery riders, sari-sari store owners, market vendors etc. can avail of these motorcycle loan. All you need is a valid government ID and a proof of billing. Other documents may be required to provide proof of your business or practice.

EMPLEYADO: Kung ikaw ay may permanenteng trabaho ang kailangan mo lang ay 1 valid ID at Certificate of Employment (COE) o 1 month payslip.

SELF-EMPLOYED: Kung ikaw ay isang self-employed and kailangan mo lang ay 1 valid ID.

EMPLOYED: If you are employed all you need is 1 valid government issued ID and a Certificate of Employment (COE) oor one month payslip.

SELF-EMPLOYED: If you are self-employed all you need is 1 valid government issued ID.

Tinatanggap ang karamihan ng mga government issued IDs tulad ng Driver’s License, Philippine Identification (PhilID) / National ID, UMID, passport.

Government issued IDs are accepted such as your Driver’s License, Philippine Identification (PhilID) / National ID, UMID, passport

May resulta na ang loan sa hapon kung ikaw ay makakapagapply sa umaga, kung sa hapon ka naman magaapply kinabukasan ng umaga lalabas ang resulta. Ito ay kapag kumpleto at walang mali ang pinasa mong application.

The loan decision will be ready within the day if applied in the AM, or the next day if applied in the PM as long as the application is complete and without errors.

Pwede kayong magbayad sa kahit saang City Savings bank branch. Maaari ring magbayad sa Pera Hub, Bayad Center, ECPay, at M Lhuillier. Kapag online naman, pwede rin magbayad gamit ang Unionbank at PayMaya. Magdadagdag pa kami ng mas maraming payment channels sa mga darating na buwan.

You can make your payment at any City Savings branch, Pera Hub, Bayad Center, ECPay, MLhuillier, Bux, Unionbank and PayMaya.

Ang kopya ng OR/CR ng iyong motor ay maaring kunin mula sa Dealer Store kung saan nabili ang iyong motor. Lumapit sa inyong dealer mga 3 o 4 na buwan matapos ang release ng motor.

A photocopy of your OR/CR may be claimed from the dealer stores after the registration has been completed. You may check with your dealer 3-4 months after the start of your loan.

Ito ang bawat hakbang para makuha ang OR/CR ng iyong motorsiklo:


Step 1:

Magbayad ng iyong huling buwanang hulog sa kahit saang CitySavings Bank branch. Banggitin sa branch staff na nais nang mag-request ng OR/CR


Step 2:

Hintayin ang advise ng aming branch staff kung kailan maari nang kunin ang OR/CR

Here are the steps we recommend you take in claiming your OR/CR:


Step 1:

Settle your last monthly amortization at any CitySavings Bank branch and advise Branch staff that you will already request for your OR/CR.


Step 2:

Wait for an advise from our branch staff when your OR/CR is available for pick-up.