Terms of Use

The following terms and conditions (the "Terms and Conditions") govern your use of www.citysavings.com.ph (this "Site"). Your viewing or use of this Site will constitute your agreement, on behalf of yourself and the entity you represent (hereinafter collectively "You" or "Your"), to all the Terms and Conditions provided below. CitySavings Bank, Inc. ("CitySavings" or the "Bank") may in the future make changes or modifications to such terms and conditions at any time without notice, and Your subsequent viewing or use of this Site will constitute Your agreement to the changes and modifications.There may be additional terms and conditions provided throughout the Site governing Your use of particular functions, features, information, and applications available through www.citysavings.com.ph, which may require Your consent prior to Your use of the same; provided, however, that Your access to or continued use of these additional functions, features, information, and applications shall also constitute Your acceptance of these additional terms and conditions.

Access and Use

1. USE OF THE SITE. This Site is provided solely for the use of current and potential CitySavings' customers to interact with the Bank and may not be used by any other person or entity, or for any other purpose. The information contained in the Site is for information purposes only. CitySavings does not hold itself out as providing legal, financial, or other advice via the Site.
   
   The use of automated dial-in or inquiry devices to obtain information through this Site is strictly prohibited.
   
   CitySavings does not accept ideas, concepts, or techniques for new services or products through this Site. If such information is received, it will not be considered confidential information and the Bank will be free to use, communicate, destroy and/or exploit such information in any manner it chooses.


2. TERMINATION OF USE. CitySavings may discontinue, suspend, or modify the Site or any feature thereof at any time without notice.


3. OWNERSHIP, USE OF INFORMATION AND SITE MATERIAL. The Site and its contents are protected by Philippine and international copyright, trademark and other laws. CitySavings does not and shall not convey to anyone, through allowing access to the Site, any ownership or other rights in the Site or in any content or material appearing on or made available through the Site. You may not copy, modify, translate, transmit, distribute, download (except when expressly allowed by the Site), adapt, reproduce, decompile, reverse engineer, or disassemble any part of the Site or its contents.
   
   The reproduction, duplication, downloading, distribution (including by way of e-mail, fax or other electronic means), publication, modification, copying or transmission of material from this Site is STRICTLY PROHIBITED unless You have obtained the prior written consent of the Bank. The material covered by this prohibition includes, without limitation, any text, graphics, logos, photographs, audio or video material or stills from audiovisual material available on this Site. The use of materials from the Site on any other website or networked computer environment is similarly prohibited. Any request to reproduce, use, or distribute material found on this Site can be made by contacting CitySavings in writing at City Savings Financial Plaza, Osmena Boulevard corner P. Burgos St., Cebu City.
   
   In case any material or content is available for download, all restrictive legends or copyright and other proprietary notices attached to the downloadable material must be maintained on the downloaded material. The use of such material or content, whether intended for personal, commercial or other use, must be consistent and comply with any and all policies of CitySavings governing the same.
   
   You are strictly prohibited from creating works or material that are derived from or are based on the material contained in this Site including, but not limited to, fonts, icons, link buttons, wallpaper, desktop themes, on-line postcards and greeting cards, and unlicensed merchandise. This prohibition applies regardless of whether the derivative materials are sold, bartered, or given away.


4. INDEMNITY. You agree to indemnify and hold harmless CitySavings, its parent companies, affiliates, and their respective directors, officers, employees, and agents, from and against any and all claims, losses, expenses, damages, and costs, including reasonable attorneys' fees, (i) arising out of Your breach of any of these terms and conditions, or (ii) any of Your activities conducted in connection with this Site. CitySavings reserves the right to take over the exclusive defense of any claim for which it is entitled to indemnification under this Section. In such event, You shall provide the Bank with such cooperation as is reasonably requested by CitySavings.


5. DISCLAIMER OF WARRANTY. The Site and its content are provided "as is", and on an "as available basis," and the Bank does not give or make any warranty or representation of any kind, whether express or implied. While CitySavings has taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site, the Bank shall not be liable for any loss or damage whatsoever and howsoever arising as a result of Your use or reliance on the information contained on the Site.
   
   CitySavings disclaims any and all warranties, express or implied, including without limitation, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, regarding any such content and Your ability or inability to use the Site and its contents.
   
   CitySavings expressly disclaims and excludes all warranties regarding the Site and the functioning of the internet, whether express or implied. The Bank does not warrant that the Site's operation will be uninterrupted or error free. No oral or written information, representation, or advice given by CitySavings or any of its representatives shall create a warranty.


6. PRODUCT, SERVICE, AND TRANSACTION TERMS AND CONDITIONS. Particular transactions, products and services are subject to specific terms and conditions agreed upon between You and the Bank, insofar as not inconsistent herewith, or that are applicable thereto from time to time, such terms and conditions shall take precedence.


7. LIMITATION OF LIABILITY. Use of this Site and its content is at Your sole risk. CitySavings will in no event be liable to You or any other person or entity claiming through You for any direct, indirect, consequential, incidental, or other damages under any theory of law for any errors in or the use of or inability to use this Site and its content including without limitation, damages for lost profits, business, data, or damage to any computer systems, even if You have advised CitySavings of the possibility of such damages.